:root{
  --navy:#12203a; --navy2:#1c2e50; --gold:#f5b32e; --gold-d:#d8971a;
  --ink:#1a2332; --muted:#5a6478; --line:#dfe4ee; --bg:#f4f6fb; --card:#ffffff;
  --shadow:0 6px 22px rgba(18,32,58,.10);
}
*{box-sizing:border-box}
html,body{width:100%;overflow-x:hidden;margin:0}
body{font-family:'Segoe UI',Roboto,-apple-system,BlinkMacSystemFont,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.62;font-size:17px}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
a{color:#1e5fbf}
img{max-width:100%;height:auto}
h1,h2,h3{line-height:1.22;color:var(--navy)}
h1{font-size:2rem;margin:.2em 0 .35em}
h2{font-size:1.5rem;margin:1.7em 0 .5em}
h3{font-size:1.2rem;margin:1.3em 0 .4em}

/* header */
header.site{background:var(--navy);position:sticky;top:0;z-index:40;box-shadow:0 2px 10px rgba(0,0,0,.18)}
.head-row{display:flex;align-items:center;flex-wrap:nowrap;gap:14px;min-height:62px}
.brand-logo{color:#fff;font-weight:800;font-size:1.28rem;text-decoration:none;letter-spacing:.2px;white-space:nowrap}
.brand-logo span{color:var(--gold)}
.nav-wrap{display:flex;align-items:center;flex-wrap:nowrap;gap:8px;margin-left:auto}
.nav-main{display:flex;flex-wrap:nowrap;gap:2px}
.nav-main a{color:#dbe3f2;text-decoration:none;padding:8px 11px;border-radius:7px;font-size:.95rem;white-space:nowrap}
.nav-main a:hover,.nav-main a.active{background:rgba(255,255,255,.12);color:#fff}
.cta{background:var(--gold);color:#20130a;font-weight:700;text-decoration:none;padding:9px 16px;
  border-radius:9px;white-space:nowrap;box-shadow:0 3px 0 var(--gold-d)}
.cta:hover{background:#ffca55;filter:brightness(1.05)}
.burger{display:none;margin-left:auto;background:none;border:2px solid rgba(255,255,255,.5);
  color:#fff;font-size:1.35rem;line-height:1;border-radius:8px;padding:4px 11px;cursor:pointer}

/* breadcrumb */
.crumbs{font-size:.86rem;color:var(--muted);padding:14px 0 0}
.crumbs a{color:var(--muted)}
.crumbs span{color:var(--ink)}

/* main */
main{display:block;padding-bottom:10px}
.hero-img{width:100%;max-height:420px;object-fit:cover;border-radius:16px;box-shadow:var(--shadow);
  margin:.4em 0 1em;cursor:zoom-in}
p.lede{font-size:1.14rem;color:#26324a;background:#fff;border-left:5px solid var(--gold);
  padding:14px 18px;border-radius:0 12px 12px 0;box-shadow:var(--shadow);margin:.2em 0 1.1em}
p.note{background:#fff4e0;border:1px solid #f3d79a;border-radius:12px;padding:12px 16px;color:#5a4626;font-size:.96rem}
ul,ol{padding-left:1.25em}
li{margin:.28em 0}
strong{color:var(--navy)}

/* table */
.table-scroll{overflow-x:auto;margin:1em 0;border-radius:12px;box-shadow:var(--shadow)}
table{border-collapse:collapse;width:100%;background:var(--card);min-width:460px}
th,td{padding:11px 13px;text-align:left;border-bottom:1px solid var(--line);font-size:.96rem}
th{background:var(--navy);color:#fff;font-weight:600}
tbody tr:nth-child(even){background:#f7f9fd}

/* tabs */
.tabs{margin:1.2em 0}
.tab-btns{display:flex;flex-wrap:wrap;gap:6px}
.tab-btns button{background:#e7ecf6;border:1px solid var(--line);color:var(--navy);font-weight:600;
  padding:9px 15px;border-radius:9px 9px 0 0;cursor:pointer;font-size:.95rem}
.tab-btns button.on{background:var(--card);border-bottom-color:var(--card);color:var(--gold-d)}
.tabp{background:var(--card);border:1px solid var(--line);border-radius:0 12px 12px 12px;padding:16px 18px;box-shadow:var(--shadow)}
.tabp[hidden]{display:none}

/* faq */
.faq details{background:var(--card);border:1px solid var(--line);border-radius:11px;margin:.55em 0;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;padding:14px 16px;font-weight:600;color:var(--navy);list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';float:right;color:var(--gold-d);font-weight:800}
.faq details[open] summary::after{content:'\2013'}
.faq details >div{padding:0 16px 14px;color:#33405a}

/* cta block */
.spin{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:16px;
  padding:24px 22px;margin:1.8em 0;text-align:center;box-shadow:var(--shadow)}
.spin h2{color:#fff;margin-top:0}
.spin p,.spin .spin-copy{color:#d7e0f2;max-width:640px;margin:.4em auto 1em}
.spin .cta{display:inline-block;font-size:1.05rem;padding:13px 30px}

/* footer */
footer.site{background:var(--navy);color:#c4cee0;margin-top:26px;padding:26px 0 30px;font-size:.92rem}
footer.site a{color:#cdd8ec;text-decoration:none;margin-right:16px;display:inline-block;padding:3px 0}
footer.site a:hover{color:#fff}
.foot-nav{margin:.4em 0 1em;line-height:2}
.foot-legal{color:#8b97b0;font-size:.85rem;border-top:1px solid rgba(255,255,255,.12);padding-top:14px;margin-top:10px}

/* back to top */
#totop{position:fixed;right:16px;bottom:16px;background:var(--gold);color:#20130a;border:none;
  width:46px;height:46px;border-radius:50%;font-size:1.3rem;cursor:pointer;display:none;
  box-shadow:0 4px 14px rgba(0,0,0,.3);z-index:45}
#totop.show{display:block}

/* lightbox */
.lightbox{position:fixed;inset:0;background:rgba(10,16,30,.9);display:flex;align-items:center;
  justify-content:center;z-index:60;padding:20px;cursor:zoom-out}
.lightbox[hidden]{display:none}
.lightbox img{max-width:96%;max-height:92%;border-radius:12px}

@media(max-width:900px){
  body{font-size:16px}
  h1{font-size:1.65rem}
  h2{font-size:1.34rem}
  .burger{display:block}
  .head-row{flex-wrap:wrap}
  .nav-wrap{display:none;width:100%;flex-direction:column;align-items:stretch;margin-left:0;
    gap:4px;padding:8px 0 12px}
  .nav-wrap.open{display:flex}
  .nav-main{flex-direction:column;gap:2px}
  .nav-main a{padding:11px 8px;border-radius:8px}
  .cta{text-align:center;margin-top:6px}
  .wrap{padding:0 22px}
  .hero-img{max-height:260px}
}